Documents required to open a bank account (KYC) in India
Quick answer: To open a bank account you complete KYC with an officially valid document (OVD) for identity and address — Aadhaar, passport, voter ID or driving licence — plus your PAN (or Form 60) and passport-size photos. Many banks now offer Aadhaar-based video-KYC to open an account fully online.
🪪 Identity & address — an OVD (any one)
- Aadhaar card
- Passport
- Voter ID (EPIC)
- Driving licence
- NREGA job card
🧾 Tax & photo
- PAN card — or Form 60 if you don’t have one. Under the Income-tax Rules, 2026 this declaration is renumbered Form 97; banks may still print either name during the changeover.
- 2–3 recent passport-size photographs
- Proof of address separately, if your ID doesn’t show your current address
💡 Good to know
- Aadhaar e-KYC / video-KYC can open many accounts fully online
- Mask the Aadhaar number on any photocopy you hand over for safety
Where to apply
Applications are made via your bank (RBI KYC norms apply). Document lists differ slightly by state and category and change over time — always confirm the current list on the official portal before you apply.
Frequently asked questions
What documents are needed to open a bank account?
An officially valid document (Aadhaar, passport, voter ID or DL) for identity and address, your PAN or Form 60, and passport-size photos.
Can I open a bank account online?
Yes — many banks offer Aadhaar-based video-KYC to open a savings account fully online.
Should I mask my Aadhaar copy?
Masking the first 8 digits on a photocopy is a good safety step; the bank can still verify the last 4 digits.
General information, not legal advice — and ToolGalli is not affiliated with any government department. Requirements change; verify the current list on the official portal.